SPENDZA - About Us

A team to help you

We offer ethical and innovative credit solutions to formally employed and hardworking South Africans. Spendza Loans target market is made up of the millions of modest income earning, formally employed South Africans, government employees, mining industry employees and private sector employees. Spendza Loans has grown rapidly over the years through innovative service offerings. While our client service experience has expanded to meet all our client’s needs, we continue striving to grow and serve our customers better and faster. Spendza Loans aims to make a difference in the social and economic landscape in which we operate, by empowering the communities.

To develop innovative financial solutions tailored to fulfill the financial needs of our clients, that are simple to use and add value to their daily lives. Our aim is to better understand our clients, deliver quality client service and financially transform their lives and to deliver on the current and future financial expectations of the people of South Africa.We are more than a short-term loan services provider and we are motivated to deliver exceptional service that can help to change the lives of our customers. We believe applying for a loan should be simple, affordable and easily accessible to all. These are the principles our business was founded on and we will continue to uphold this belief for years to come. Our mantra is to improve lives by empowering people

There are no Surprises

The interest and fees on your loan are calculated upfront and presented to you in your loan contract before you agree to the loan. The documents are easy to understand and dny third party checks, like a credit check, are done with your consent.

Once you have your loan, we are always contactable and can make payment arrangements when things don’t go according to plan.You can track all the details of your loan and repayment history on our customer portal.

Sometimes it can be tempting to borrow more than you need and so our policy is to offer only one loan at a time. You must repay your current loan before you are eligible for a new loan. You can, however pay out your existing loan early, for no additional charge. And a positive repayment history will stand you in a good stead should you want to borrow again in the future.

A team to help you

We offer ethical and innovative credit solutions to formally employed and hardworking South Africans. Spendza Loans target market is made up of the millions of modest income earning, formally employed South Africans, government employees, mining industry employees and private sector employees. Spendza Loans has grown rapidly over the years through innovative service offerings. While our client service experience has expanded to meet all our client’s needs, we continue striving to grow and serve our customers better and faster. Spendza Loans aims to make a difference in the social and economic landscape in which we operate, by empowering the communities.

To develop innovative financial solutions tailored to fulfill the financial needs of our clients, that are simple to use and add value to their daily lives. Our aim is to better understand our clients, deliver quality client service and financially transform their lives and to deliver on the current and future financial expectations of the people of South Africa.We are more than a short-term loan services provider and we are motivated to deliver exceptional service that can help to change the lives of our customers. We believe applying for a loan should be simple, affordable and easily accessible to all. These are the principles our business was founded on and we will continue to uphold this belief for years to come. Our mantra is to improve lives by empowering people

There are no Surprises

The interest and fees on your loan are calculated upfront and presented to you in your loan contract before you agree to the loan. The documents are easy to understand and dny third party checks, like a credit check, are done with your consent.

Once you have your loan, we are always contactable and can make payment arrangements when things don’t go according to plan.You can track all the details of your loan and repayment history on our customer portal.

Sometimes it can be tempting to borrow more than you need and so our policy is to offer only one loan at a time. You must repay your current loan before you are eligible for a new loan. You can, however pay out your existing loan early, for no additional charge. And a positive repayment history will stand you in a good stead should you want to borrow again in the future.